Comprehensive Financial Planning Software for Advisors and Clients
RightCapital is a cloud-based financial planning platform designed for financial advisors to create interactive retirement, tax, and estate plans with client collaboration features.
- Best for
- Financial Advisors
- Key capability
- Retirement Planning
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Sign in or create a free accountWhat is RightCapital?
RightCapital is a cloud-based financial planning software designed primarily for financial advisors and their clients. It enables the creation of comprehensive, interactive financial plans that cover retirement, tax, estate, and cash flow planning. The platform emphasizes ease of use and client engagement through intuitive visualizations and a secure client portal.
Key features of RightCapital
RightCapital offers a suite of features including retirement planning calculators, Social Security optimization, tax-efficient withdrawal strategies, estate planning tools, and a client portal for real-time collaboration. Its user-friendly interface helps advisors deliver personalized financial advice efficiently.
Retirement Planning
Model retirement income and expenses with detailed scenario analysis.
Social Security Optimization
Tools to help determine the best timing and strategy for Social Security benefits.
Tax Planning
Analyze tax impacts and optimize withdrawal strategies for tax efficiency.
Estate Planning
Incorporate estate considerations into financial plans to help clients prepare for wealth transfer.
Client Portal
Secure online access for clients to view and interact with their financial plans.
Client mobile app
A RightCapital app for clients is available on iOS and Android.
Pros and cons of RightCapital
Pros
- User-friendly interface with intuitive visualizations
- Comprehensive financial planning features covering multiple domains
- Secure client portal enhances collaboration
- Regular updates and responsive customer support
Cons
- Limited to English language support
Key use cases for RightCapital
Financial Advisors
RightCapital provides financial advisors with tools to create detailed, interactive financial plans for their clients.
Retirement Planning
The software helps users model retirement scenarios, including income, expenses, and Social Security optimization.
Wealth Management
It offers comprehensive wealth management features such as tax planning, estate planning, and investment analysis.
Client Collaboration
RightCapital includes a client portal that facilitates secure collaboration and communication between advisors and clients.
Cash Flow Analysis
Users can analyze current and projected cash flows to make informed financial decisions.
How RightCapital works
- 1
Sign Up
Financial advisors create an account on RightCapital’s website to access the platform.
- 2
Input Client Data
Advisors enter client financial information including income, assets, liabilities, and goals.
- 3
Build Financial Plan
Using RightCapital’s tools, advisors generate detailed plans covering retirement, taxes, and estate considerations.
- 4
Collaborate with Clients
Clients access their personalized plans through a secure portal to review and provide feedback.
- 5
Adjust and Update
Advisors update plans as client circumstances change, ensuring ongoing financial guidance.
Who is using RightCapital
RightCapital pricing
Basic
$149.95 per advisor per month
Published per-advisor monthly pricing with a 14-day trial.
Premium
$209.95 per advisor per month
All Basic features plus account aggregation, budgeting tools, smart transaction tagging and Tax Analyzer.
Platinum
$254.95 per advisor per month
All Premium features plus team collaboration, custom asset classes and firm-level assumptions and data models.
Plans and prices are as published by the vendor and can change. Check the official site before you buy. Open the pricing page (opens in a new tab)
Frequently asked questions about RightCapital
RightCapital is primarily designed for financial advisors, but individual investors may access plans through their advisors.
Yes, it offers integrations with popular CRM and portfolio management systems to streamline workflows.
A 14-day trial is available.
Integration support depends on the tool and its available connectors or API. Check the official documentation or integrations page to confirm what is supported.
Integration support depends on the tool and its available connectors or API. Check the official documentation or integrations page to confirm what is supported.
Data handling and security practices vary by provider. Review the official privacy policy to understand how your data is stored and used.
Conclusion
Advisors enter client income, assets, liabilities and goals, then generate plans covering retirement, taxes and estate considerations. Retirement modeling includes detailed scenario analysis, and dedicated tools look at the timing and strategy for Social Security benefits. Clients review their personalized plans and provide feedback through a secure portal, and a RightCapital app for clients is available on iOS and Android.
It is designed primarily for financial advisors, and individual investors may access plans through their advisors. Pricing is published per advisor per month: Basic at $149.95, Premium at $209.95 and Platinum at $254.95, with a 14-day trial.
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